Terms of use

Service provided

Warizma provides free tools (calculators, PDF and image manipulation, document generators) with no sign-up or account. The service is provided "as is", without any guarantee of continuous availability.

Acceptable use

You agree not to use these tools to process unlawful files, nor to attempt to bypass the service's technical limits (size, request quotas) with the intent of harming its availability for other visitors.

Output produced

The calculation tools (loan, hourly rate...) provide estimates for guidance only, never personalized financial advice. Generated documents (invoices, resumes, passport photos...) remain your responsibility: some formats (passport photo, invoice legal notices) depend on administrative requirements that may change — always check with the relevant authority before an official submission.

Your files

See the privacy page for the exact treatment of your files and your data.

Intellectual property

The code, text and design of this site are protected. The documents you generate with this site's tools (invoices, resumes, edited images...) belong entirely to you.

Governing law

This site is published from the Republic of Benin by Schallom Awolou (see the about page). These terms are governed by Beninese law. Failing an amicable resolution, any dispute falls under the exclusive jurisdiction of the courts of Benin, subject to any mandatory protective provisions that consumers residing in the European Union may benefit from under their own national law.